Matthew Clement is Dave Ramsey's SmartVestor Pro for Retirement Planning, Investment Advising, and College Savings. He works with individuals and families throughout the Hudson Valley, the Metro New York area, and beyond. Many of his clients are Dave Ramsey enthusiasts just like him. This means he helps his clients focus on the only thing within their control – their own behavior!
A focus on long-term financial behavior is what led Matthew to Dave Ramsey's work several years ago, and the ability to work with others who appreciate this perspective is why he became involved, first with the ELP program in 2010 and now as a SmartVestor Pro.
America's trusted voice on money and business, Dave Ramsey is a personal money-management expert and extremely popular national radio personality. His seven best-selling books—Financial Peace, More Than Enough, The Total Money Makeover, EntreLeadership, Dave Ramsey's Complete Guide to Money, The Legacy Journey and Smart Money Smart Kids—have sold more than 11 million copies combined.
By age 26 he had established a $4 million real estate portfolio, only to lose it by age 30. Using the wisdom he gained, Ramsey rebuilt his financial life and now teaches others how to be responsible with their money, so they can acquire enough wealth to take care of loved ones, retire with dignity, and give generously to others.
In 1992, Ramsey founded The Lampo Group, LLC to provide financial counseling, through various means, to anyone who wants to better understand the principles of proper money management. Twenty years later, the company has grown from a card table in his living room to more than 800 team members and has been voted one of the “Best Places to Work” in Nashville numerous times. In 2014, the company rebranded to become Ramsey Solutions as part of an ongoing plan for growth and longevity. Ramsey runs a multi-million-dollar company with a nationally recognized brand, but he defines success by the number of lives changed through his message of hope.
Ramsey offers that life-changing message as host of a nationally syndicated radio program, The Dave Ramsey Show, which is heard by 14 million listeners each week on more than 600 radio stations and digitally through podcasts, online audio streaming and a 24-hour online streaming video channel. In 2009, he was honored as a National Association of Broadcaster's Marconi Award winner. Ramsey was inducted into the NAB Broadcasting Hall of Fame in 2013 and the National Radio Hall of Fame in 2015.
He is the creator of Financial Peace University (FPU), a program that helps people dump their debt, take control of their money, and learn new behaviors around money that are founded on commitment and accountability. More than 5 million people have attended Financial Peace University, Legacy Journey and Smart Money Smart Kidsclasses at their workplace, church, military base, local nonprofit organization or community group.
Ramsey offers his message of hope through a variety of mediums and products. More than a million people have attended a live event, including more than 40,000 EntreLeadership participants. His high school and college curriculums are offered in more than 16,000 schools and educational institutions. The Dave Sayssyndicated column is available to more than 8 million readers monthly. Thousands of children have enjoyed his entertaining and educational book series. Daveramsey.com offers free informational articles and streaming of The Dave Ramsey Show.
Ramsey earned his Bachelor of Science in finance and real estate from the University of Tennessee. Follow Dave on Twitter at @DaveRamsey and on the web at daveramsey.com.
Rachel Cruze grew up learning how to win with money. As Dave Ramsey's daughter, she was taught from an early age how to give generously, spend wisely, and save for the future. She understands the dangers of debt, and she's seen firsthand the damage it can do. Now Rachel has a passion to help others learn the same principles, and she's traveling the country doing just that.
Rachel is a personable and engaging speaker who's spoken at live events, major conferences and professional organizations, showing people how to take control of their money and avoid big money mistakes. Her message is simple: Handle your money with wisdom.
Rachel says “I feel very strongly about reaching people who need this message.” And she's excited that her passions and strengths are being used to spread hope. “I am so happy I can use the platform my dad has built to reach even more people.”
Rachel has a B.A. in Communication Studies from the University of Tennessee. She lives with her husband, Winston, in Franklin, Tennessee.
Ken Coleman is host of The Ken Coleman Show and the top-rated EntreLeadership Podcast, and author of One Question: Life-Changing Answers from Today's Leading Voices.
An acclaimed interviewer and broadcaster, Coleman equips, encourages and entertains listeners through thought-provoking interviews, helping them grow their businesses, pursue their passions, and move toward a fulfilled purpose.
Coleman joined Ramsey Solutions in 2014 and frequently guest hosts The Dave Ramsey Show—the third-ranked nationally syndicated talk radio show in America.
Christy has spoken to tens of thousands of people at national conferences for Sports Clips, Great Clips, Viridian Energy, and for multiple Fortune 500 companies like Verizon and Bayer. She has also addressed students and faculty at top universities like the University of Oklahoma, Indiana, Wyoming, and Purdue.
An experienced, Certified Business Coach, Christy works with many start-up business leaders. She hosts Dave Ramsey's podcast, writes content for Entreleadership.com, and speaks at the EntreLeadership Master Series and Performance Series events. In the area of personal development, Christy covers leadership, life balance, setting and reaching goals, creating boundaries, and time management. She speaks to real-world money issues like dumping debt, building a budget, and managing money. Christy also regularly customizes each of these topics specifically for women's events.
Christy graduated from the University of Tennessee with a Bachelors of Science degree in advertising. She lives with her husband Matt and her dog Jackson in Brentwood, Tennessee.
At age 19, Anthony ONeal was deep in debt and short of hope, and he had no direction of where his life was headed. But after a life-changing encounter, he turned his life around and committed to helping students find and pursue their passions. Since 2003, Anthony ONeal Youth Ministries has helped thousands of students succeed with money in their work and personal lives. Now Anthony has joined Ramsey Solutions to spread this encouraging message to students nationwide.
Before joining Ramsey Solutions, Anthony was the pastor of One Way Youth Ministries at The Bethel Baptist Church in Jacksonville. It has become one of the fastest growing youth ministries in the country. His youth conferences,and events have drawn enormous crowds and he's worked with some of the biggest names in the industry, including Kirk Franklin and Bishop T.D. Jakes' Firehouse Youth Ministry.